3 Things You Need To Know Before Having Online Insurance

Do you have insurance? Insurance is financial protection for life, property, health, and others. This protection is in the form of compensation– if any incidents happen, such as death, damage, illness, and so on.

The system of insurance is you have to pay premiums regularly, it used to be compensation that guarantees or protected by the law. No longer underestimate insurance, because this insurance is a good goal: to protect yourself, your family, and your property.

In this digital age, online insurance agencies have begun to be widely discussed. Of course, this online insurance agency must be overseen by the Financial Services Authority. If you are still hesitant to buy insurance online, it’s better to see our full explanation below.

Benefits of Using Online Insurance

Online insurance is in high demand by technology-savvy generations. To make you more confident about buying insurance online, you should consider the benefits you get, such as:

1. Easy

You certainly agree the internet facilitates our lives from any aspect. The advantage of the first online insurance is that it offers convenience. You don’t need to meet face-to-face or face to face with an insurance agent but can do an online consultation.

The image of insurance agents that are still underestimated by some people makes you able to make online insurance as an attractive option. Don’t deal with agents, rely on tools and internet connection, then you can access your online insurance account.

2. Flexible

Not bound by space and time is a benefit of online insurance. You can do it anywhere and anytime. No agreement with the insurance agent, so it saves you time. This online insurance coverage is also broad, spread everywhere can even be accessed throughout the country.

3. Low premium

Online insurance is still classified as a new product in the financial world. Therefore, competition is always fierce and warm. Many online insurance agencies offer cheaper premiums. You can see for yourself on the official website for price comparison.

4. Research more freely

Fortunately, to decide to use online insurance, you are also more free to do research. You can read product reviews from users in every insurance company online. You can also search from other sources, not pressed for time to decide immediately.

There are many other advantages of online insurance. It will make you feel yourself when you are already an active member of one of the online insurance agencies.

Type of Insurance

Before choosing which online insurance you will buy, it’s a good idea to repeat your memory of basic knowledge. Let’s talk about the type of insurance.

1. Life insurance

Life insurance functions to protect due to the risk of death. This type of insurance is generally commonly owned by workers in every country.

2. Health Insurance

This type of insurance is the most popular, protecting against various health risks. This insurance starts with the cost of care, medicine, childbirth, to other operations. Private and government own health insurance.

3. Vehicle Insurance

It is car insurance that focuses on the liability of other people’s injuries or damage to other people’s vehicles caused by the car of the insured person.

4. Business insurance

Business insurance is a service to protect against the risk of loss, damage, and loss in large numbers that occur in a person’s business. This insurance is usually owned by the company to protect employees and business assets.

5. Education insurance

The importance of education for children is an important thing that is often prioritized for a better future. Education insurance guarantees the cost of education of children against the influence of currencies and other educational assets.

6. Property Insurance

Home and property ownership are valuable assets. Some people who are well aware of this must-have insured their properties. Property insurance functions to protect property from the risk of loss and damage from disasters.

7. General insurance

General insurance or more popularly known as general insurance is protection against the risk of loss and loss of benefits and legal liability to third parties. The form is social insurance (social insurance) and voluntary insurance (voluntary insurance). Its character is usually short term, which is around one year.

8. Credit insurance

Credit insurance is used to protect the risk of debtor failure in paying off credit facilities. This insurance is closely related to banking services.

9. Marine Insurance

Marine insurance to protect the carrier and the owner of the cargo from the risk of damage to baggage, ships, and passengers.

10. Travel Insurance

Travel insurance is usually used by expedition services and is short-term in nature, namely during the trip to return home. The goal is to get protection for goods or people during the journey from accidents, loss, and damage.


All online insurance sites have features that make it easy for you, with the best and cheapest premium options, you can do calculations and comparisons. That must be considered is the safety factor, because it is related to finance and online.

Make sure you choose a trusted insurance company and following the type of insurance you want. We have given a choice, and the decision is yours. Online insurance makes it easy for you to get more protection for yourself and your life.

Many unexpected things that you might not be able to overcome, for that, immediately have online insurance so that the cost of loss can be anticipated.

Andre Oentoro
Andre Oentoro
Andre Oentoro is the founder of Breadnbeyond, an award winning explainer video company. He helps business increase conversion rates, close more sales and get positive ROI from explainer videos (in that order).